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havereursetoexorbitantusurers.inauntry,suchasgreat
britain,oneyislenttogoventatthreepertand
toprivatepeopleuponagoodsecurityatfourandfouranda
half,thepresentlegalrate,fivepert,isperhapsasproper
asany.
thelegalrate,itistobeobserved,thoughitoughttobe
souchabovetheloarket
rate.ifthelegalrateofiibritain,for
exale,ortenpert,thegreater
partoftheneyobelenttals
andprojectivethishigh
i.soberpeople,oneyno
rethanapartofakebytheuseof
it,petition.agreatpartofthe
capitaloftheuntryhusbekeptoutofthehandsh
ostlikelytokeaprofitableandadvantageoususeofit,
andthroostlikelytoearoy
it.helegalrateofi,orary,isfixed
butaverylittleabovetheloarketrate,soberpeopleare
universallypreferred,asborralsandprojectors.
thepersosnearlyasterestfrohe
forrashedarestotakefrohelatter,andhisneyisch
saferinthehandsoftheoofpeoplethaninthoseofthe
reatpartofthecapitaloftheuntryisthusthrown
intothehandsinostlikelytobeeloyedh
advantage.
nolanrateofibelohe
loarketrateatthetiade.
nothstandingtheedictof1766,byhefreng
attetedtoredufivetofourper
t,iobelentinfrafivepert,the
laways.
theordinaryrketpriceofland,itistobeobserved,
dependseveryarketrateofihe
personoderivea
revenue,ployithielf,
deliberatesherheshouldbuylandhitorlenditoutat
ihesuperiorsecurityofland,togethereother
advaeverytenduponthisspeciesof
property,tohielfha
sllerrevenuefroandthanighthavebylendingout
hisiheseadvantagesaresuffitto
pensateacertaindifferenceofrevetheywill
pensateacertaindifferenly;andiftherentofland
shouldfallshortoftheiofneybyagreater
differenobodys
ordinarypriuch
rethaethedifference,everybodywouldbuyland,
sordinaryprice.erest
nlysoldfortenandtwelve
yearspurchase.asisunktosix,five,andfourper
t,thepriceoflandrosetoty,fiveandty,and
thirtyyearspurchase.therketrateofiishigherin
frahaninengland;andthenpriceoflandislower.in
englanditnlysellsatthirty,infrayyears
purchase.
chapterv
ofthedifferenteloyntofcapitals
thoughallaintenanceof
productivelabouronly,yetthequantityofthatlabourh
equalotionvaries
extrelyaploynt;asdoes
likeployntaddstotheannual
produceofthelandandlabouroftheuntry.
acapitalybeeloyedinfourdifferenther,
first,inprtherudeproduuallyrequiredforthe
useandnsutionofthesociety;or,sendly,in
nufadiateuse
andnsution;or,thirdly,intranspeithertherudeor
nufatheplacesheyaboundtothose
heyareed;or,lastly,individingparticular
portioherintosuchsllparcelsassuittheoccasional
dendsofthose.inthefirstployedthe
entor
ines,orfisheries;inthesend,those
ofallsternufacturers;ihird,thoseofallwholesale
rts;andinthefourth,thoseofallretailers.itis
diffiployedinany
aynotbeclassedundersooherofthose
four.
eaethodsofeloyingacapitalis
essentiallynecessaryeithertotheexistenceorextensionofthe
otherthree,ortothegeneralnveniencyofthesociety.
unlessacapitalployedinfuishingrudeproduceto
aanufacturesnortradeof
anykinduldexist.
unlessaanufacturingthatpartof
therudeprodubefore
itptioherwouldneverbe
produandforit;orifitwas
producedspontaneously,ithange,and
uldaddnothingtothehofthesociety.
unlessacapitalployedintranspeitherthe
rudeornufatheplacesaboundsto
thoseoreofeitheruldbeproduced
thanptionoftheneighbourhood.the
ertexgesthesurplusproduceofone
placeforthatofanother,andthusenuragestheindustryand
isofboth.
unlessacapitalployedinbreakinganddividing
anufacturedproduto
suandsofthosewho
,everynopurchaseagreater
quantityofthegoodshediateoccasions
required.ifthereple,
everynopurchaseawholeoxorawhole
sheepatati.thistothe
ridchresotothepoor.ifapooranwasobliged
topuronthsprovisionsatati,a
greatpartofthestockploysasacapitalinthe
instruntsofhistrade,oriureofhisshop,and
arevenue.heoplathat
partofhisstockdiatensution,
andnorevehingberenve
forsuchapersonthantobeabletopurchasehis
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